Insurance in Spain made simple for expats
English support, great value cover, fully digital, and top-rated by customers
Personaliza y contrata en segundos.
Desde 5€ al mes, paga mes a mes.
At Tuio, we take care of everyone
Are you an owner?
Protect your home from 5€/month. Manage everything from your phone in seconds.
From €5/month
Are you a renter?
Your landlord's insurance won't cover your stuff. Protect your belongings from 5€/month.
From €5/month
Do you rent out your place?
Protect your rental home and avoid headaches, from 5€/month. Manage rentals in the Tuio app.
From €5/month
Are you an owner?
Protect your home from 5€/month. Manage everything from your phone in seconds.
From €5/month
Are you a renter?
Your landlord's insurance won't cover your stuff. Protect your belongings from 5€/month.
From €5/month
Do you rent out your place?
Protect your rental home and avoid headaches, from 5€/month. Manage rentals in the Tuio app.
From €5/month
Why expats choose Tuio
English support, great value cover, and 100% digital management.
Real help in English — before, during and after you buy.
Fair pricing with cover that fits your life in Spain.
Quote, buy and manage everything from your phone.
…and why expats stay with Tuio
Because life in Spain changes — your insurance should keep up.
Pay month by month and cancel anytime — no commitment.
Report a claim digitally and get support in English.
Your policy and receipts always available when you need them.
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Top-rated insurance in Spain
Muy buena atención ,gracias
Muy buena atención ,gracias
mo Fer – 6 hours ago
Facilidad de tramitar el parte on line…
Facilidad de tramitar el parte on line y la resolución del mismo.
Eugenio – 6 hours ago
Rotura codo tubería en falso techo del baño 2B
Pues nada este 18.05.2026 he tenido una rotura de codo en tubería de falso techo 2B en piso alquilado que ha caído agua al 1o B, y al otro de aba...
J AP – 7 hours ago
todo bien y rapido
todo bien y rapido
Maria Marquez Pablos – 7 hours ago
Rápida y concreta
Rápida, sencilla y xoncreta
iñaki Cuesta – 8 hours ago
Calculas tú mismo tú seguro y si tienes…
Calculas tú mismo tú seguro y si tienes algún problema contactar con Leia
Valentin – 8 hours ago
Muy buena atención por parte de Leia
Muy buena atención por parte de Leia. No sé por qué este cuestionario está en inglés
Octave Garcia Martin – 9 hours ago
Me ayudaron en la contratación
Me ayudaron en la contratación. Tienen un buen precio
cliente – 9 hours ago
Rapidez
Rapidez, claridad y precio.
ROSA MARIA – 9 hours ago
We protect your loved ones and all of society
As a B Corp company, we strive to generate a positive environmental and social impact in everything we do.
We want to improve society
We were born as a B-Corp because we seek to have a positive impact on society with Tuio.
Certified by the DGS
We are an entity regulated by the Spanish Insurance Authority (DGS) with key number J4039 and AS0129.
Backed by 150 years of experience
We are supported by insurance giants so our customers are never left unprotected.