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    Insurance in Spain made simple for expats

    English support, great value cover, fully digital, and top-rated by customers

    GET YOUR PRICE IN 1 MIN

    Hire in seconds. From 5€ per month.

    Excellent4.3 out of 5Trustpilot

    Personaliza y contrata en segundos.
    Desde 5€ al mes, paga mes a mes.

    At Tuio, we take care of everyone

    Are you an owner?

    Are you an owner?

    SEE MY PRICE

    From €5/month

    Are you a renter?

    Are you a renter?

    SEE MY PRICE

    From €5/month

    Do you rent out your place?

    Do you rent out your place?

    SEE MY PRICE

    From €5/month

    Car Insurance

    Car Insurance

    Coming Soon!

    Why expats choose Tuio

    English support, great value cover, and 100% digital management.

    English Support
    ENGLISH SUPPORT

    Real help in English — before, during and after you buy.

    Best Value
    BEST VALUE

    Fair pricing with cover that fits your life in Spain.

    100% Digital
    100% DIGITAL

    Quote, buy and manage everything from your phone.

    …and why expats stay with Tuio

    Because life in Spain changes — your insurance should keep up.

    Pay Monthly
    PAY MONTHLY

    Pay month by month and cancel anytime — no commitment.

    Easy Claims
    EASY CLAIMS

    Report a claim digitally and get support in English.

    Documents Ready
    DOCUMENTS READY

    Your policy and receipts always available when you need them.

    Five stars

    VerifiedTop-rated insurance in Spain

    Buen servicio de atención al cliente.

    Buen servicio de atención al cliente.

    jose luis serrano – 0 hours ago

    Contratar es muy fácil

    Contratar es muy fácil. Solo opino de esto.

    Elena – 2 hours ago

    Tuio, un nuevo concepto de seguro

    Por la sencillez de la app/web y, sobre todo, la totalidad de las aclaraciones aportadas. Otro método muy eficaz y resolutivo es el chat a través...

    Faby Botamino – 2 hours ago

    Facilidad de contratación y precio

    Facilidad de contratación y precio

    JORGE VALENCIA – 2 hours ago

    Fácil y eficacia

    Fácil y eficacia

    Alfredo – 3 hours ago

    Super facil la contratacion

    Super facil la contratacion

    ALENA S. – 3 hours ago

    Pues atienden rápido son y están…

    Pues atienden rápido son y están pendientes del servicio prestado

    Jose – 3 hours ago

    Leia ha sido de mucha utilidad y rápida…

    Leia ha sido de mucha utilidad y rápida en contestar.

    Ben S – 3 hours ago

    todo muy bien explicado y solucionado…

    todo muy bien explicado y solucionado por lEIA

    Eva María Almería – 4 hours ago

    We protect your loved ones and all of society

    As a B Corp company, we strive to generate a positive environmental and social impact. That's why every year we donate a portion of our profits to social causes.

    Social Impact
    B Corp Certified

    We want to improve society

    We were born as a B-Corp because we seek to have a positive impact on society with Tuio.

    DGS Certified

    Certified by the DGS

    We are an entity regulated by the Spanish Insurance Authority (DGS) with key number J4039 and AS0129.

    Insured and Reinsured

    Backed by 150 years of experience

    We are supported by insurance giants so our customers are never left unprotected.

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