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    Insurance in Spain made simple for expats

    English support, great value cover, fully digital, and top-rated by customers

    GET YOUR PRICE IN 1 MIN

    Hire in seconds. From 5€ per month.

    Excellent4.3 out of 5Trustpilot

    Personaliza y contrata en segundos.
    Desde 5€ al mes, paga mes a mes.

    At Tuio, we take care of everyone

    Are you an owner?

    Are you an owner?

    SEE MY PRICE

    From €5/month

    Are you a renter?

    Are you a renter?

    SEE MY PRICE

    From €5/month

    Do you rent out your place?

    Do you rent out your place?

    SEE MY PRICE

    From €5/month

    Car Insurance

    Car Insurance

    Coming Soon!

    Why expats choose Tuio

    English support, great value cover, and 100% digital management.

    English Support
    ENGLISH SUPPORT

    Real help in English — before, during and after you buy.

    Best Value
    BEST VALUE

    Fair pricing with cover that fits your life in Spain.

    100% Digital
    100% DIGITAL

    Quote, buy and manage everything from your phone.

    …and why expats stay with Tuio

    Because life in Spain changes — your insurance should keep up.

    Pay Monthly
    PAY MONTHLY

    Pay month by month and cancel anytime — no commitment.

    Easy Claims
    EASY CLAIMS

    Report a claim digitally and get support in English.

    Documents Ready
    DOCUMENTS READY

    Your policy and receipts always available when you need them.

    Five stars

    VerifiedTop-rated insurance in Spain

    Quick clear answer from Leia on…

    Quick clear answer from Leia on WhatsApp chat

    f. humble vidal-barraquer – 22 hours ago

    Leía was very quick to answer any…

    Leía was very quick to answer any questions I had & was very helpful

    Sue Tyler – 3 days ago

    Friendly Leia

    Friendly and effective.leia is a very good professional .Prompt answer and personilized atención.Thank you Leia

    Rose – 4 days ago

    it is great

    it is great , i do not know if it is human or AI. Good solutions system

    Jose Manuel – 4 days ago

    Leia is super

    Leia is super friendly and quick in finding the right information for our questions. We feel the warmth and even more trust in the company too.

    Zoe – 6 days ago

    To take out the house insurance was…

    To take out the house insurance was very straight forward and uncomplicated. Thank you Tuio

    Yvonne Porter – 6 days ago

    MUY SENCILLO

    THE PROCESS WAS SO SIMPLE AND EFFICIENT AND THE PREMIUM WAS VERY MUCH CHEAPER THAN MOST OF THE OTHER BIG PROVIDERS.

    JOHN – 6 days ago

    She answered quickly to my messages on…

    She answered quickly to my messages on WhatsApp and replied in English.

    Sophia Salvan – 8 days ago

    Great company that’s easy to navigate

    Great company that’s easy to navigate. Great price

    Customerj – 10 days ago

    TrustScore: 4.3Based on 12126 reviewsTrustpilot

    We protect your loved ones and all of society

    As a B Corp company, we strive to generate a positive environmental and social impact. That's why every year we donate a portion of our profits to social causes.

    Social Impact
    B Corp Certified

    We want to improve society

    We were born as a B-Corp because we seek to have a positive impact on society with Tuio.

    DGS Certified

    Certified by the DGS

    We are an entity regulated by the Spanish Insurance Authority (DGS) with key number J4039 and AS0129.

    Insured and Reinsured

    Backed by 150 years of experience

    We are supported by insurance giants so our customers are never left unprotected.

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