Insurance in Spain made simple for expats
English support, great value cover, fully digital, and top-rated by customers
Personaliza y contrata en segundos.
Desde 5€ al mes, paga mes a mes.
At Tuio, we take care of everyone
Are you an owner?
Protect your home from 5€/month. Manage everything from your phone in seconds.
From €5/month
Are you a renter?
Your landlord's insurance won't cover your stuff. Protect your belongings from 5€/month.
From €5/month
Do you rent out your place?
Protect your rental home and avoid headaches, from 5€/month. Manage rentals in the Tuio app.
From €5/month
Car Insurance
100% digital car insurance with immediate assistance.
Coming Soon!
Are you an owner?
Protect your home from 5€/month. Manage everything from your phone in seconds.
From €5/month
Are you a renter?
Your landlord's insurance won't cover your stuff. Protect your belongings from 5€/month.
From €5/month
Do you rent out your place?
Protect your rental home and avoid headaches, from 5€/month. Manage rentals in the Tuio app.
From €5/month
Car Insurance
100% digital car insurance with immediate assistance.
Coming Soon!
Why expats choose Tuio
English support, great value cover, and 100% digital management.
Real help in English — before, during and after you buy.
Fair pricing with cover that fits your life in Spain.
Quote, buy and manage everything from your phone.
…and why expats stay with Tuio
Because life in Spain changes — your insurance should keep up.
Pay month by month and cancel anytime — no commitment.
Report a claim digitally and get support in English.
Your policy and receipts always available when you need them.
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Top-rated insurance in Spain
Buena experiencia.
Fue todo muy bien explicado para entenderlo fácilmente.
Manuela – 3 hours ago
Muchísimo mejor que las aseguradoras…
Muchísimo mejor que las aseguradoras tradicionales. Especial mención a Leia que me ha atendido muy bien hoy viernes a las 23h.
Miguel Monforte Artigas – 6 hours ago
Atención al cliente estupenda
He tenido una duda y Leía ha sido súper amable contestándome muy rápido y solucionando mi duda. Se agradece que te contesten rápido y bien aunque...
Eva Pascual Tapia – 7 hours ago
La atención de Leia Atención inmediata y eficaz
La atención de Leia, ha sido inmediata y eficaz, ha resuelto mi duda y mi urgencia. Mi recomendación total.
Mercedes Jacqueline Morel Feli – 9 hours ago
Facilidad y precio
Facilidad y precio
Fred – 10 hours ago
Buena atención y buen precio con…
Buena atención y buen precio con bastantes coberturas
Carlos Perez Jover – 11 hours ago
Rápido y barato y práctico
Rápido y barato
Pablo – 11 hours ago
Leia fue súper amable
Leia fue súper amable, me respondió rápidamente, me dio la información requerida ye orientó de muchas formas para tratar mi problema. Encantada c...
Sonia – 11 hours ago
Creo que no solo están como empresa…
Creo que no solo están como empresa preocupados por los beneficios si no también de llevar a los hogares y ciudadanos españoles precios el compet...
Ricardo – 12 hours ago
We protect your loved ones and all of society
As a B Corp company, we strive to generate a positive environmental and social impact in everything we do.
We want to improve society
We were born as a B-Corp because we seek to have a positive impact on society with Tuio.
Certified by the DGS
We are an entity regulated by the Spanish Insurance Authority (DGS) with key number J4039 and AS0129.
Backed by 150 years of experience
We are supported by insurance giants so our customers are never left unprotected.